The Market Masters at The Mark Moskowitz Team with Keller Williams walks you through everything regarding buying and selling a home...
Home loans in San Diego can be complex, but that doesn’t mean you should sign on the dotted line without explanations.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Stewart Real Estate Group - your professional Portland Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The John Quinn Home Selling Team - your professional Memphis Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Amy Wengerd Group - your professional Canton Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Sandy & Company Real Estate - your professional Marysville Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Dave Friedman Team - your professional Charleston Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Central PA Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from - your professional Orange County Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Gorman Residential Real Estate Services - your professional Raleigh Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Misty SOLDwisch Home Selling Team - your professional Central Iowa Real Estate Agents.
Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Colemere Realty and Associates - your professional Wasatch Front Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Hollinger Team - your professional Bigfork Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Edina Realty - your professional Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The HBR Team - your professional Tracy Real Estate Agents.
Debbie & Marla Wong dive into all things real estate with fun and laughter.
As one of the top five agents with Windermere Homes & Estates, Sean Zanganeh prides himself on working closely with his clients in order to achieve their real estate goals. Sean uses proactive and innovative techniques to help you find your dream home. This podcast is just one way we work to help you make educated real estate decisions.
Need timely advice to get ready to sell your house? Need advice on buying a home?You're in the right place! Each podcast addresses issues people who want to sell or to buy a home need to face. Presented by Kelly Vandever, a real estate agent in the Alpharetta, Georgia, area with Keller Williams North Atlanta.
Welcome to First Time Home Buying and Selling basics of real estate. Your host Josh Mattison a residential real estate broker in Arizona since 2005. Will help guide you through the steps of first time buying and selling of your home. Josh has literally helped hundreds of buyers and sellers navigate the sales process. He breaks the episodes and terminology down to simple terms and steps to follow. Now is your chance to absorb years of his hands on experience and knowledge for free. You will c ...
Buy spoon pipes online from Seeds Finder at best prices with just few clicks from the comfort of home.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Zach Sikes - your professional Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Jeff Cook Real Estate - your professional Charleston Real Estate Agents.
The official podcast of the Home Theater Forum, hosted by Brian Dobbs and Sam Posten.
Brent Macintosh takes a look at the Metro Edmonton and Sherwood Park Real Estate markets... but also passes along helpful selling/buying hints to those outside of the market too. Our podcasts are not too long, but we pack a lot of valuable information into the short weekly package. Thanks for downloading and listening!
Talking all about real estate things that you need to know
Real Estate Today opens doors for buyers and sellers with critical and credible information on the real estate market. It’s fast paced and fact packed with experts, interviews, call-ins, field reports, and timely market conditions.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Kevin Smith - your professional California Real Estate Agent.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Tru Advantage Realty - your professional Real Estate Agents.
The Secrets of the Top 100 Agents podcast is your weekly discussion with the very best agents in Australia about what sets them apart from the rest, and how you can learn from them. Join us as we chat to the industry’s top performers.
A very warm and sunny welcome to Kyero ☀️ We've been helping millions of buyers from the across the globe to find their dream sunshine home in Europe since 2003. With over 500,000 property listings throughout Spain, Portugal, France & Italy, we're the leading property portal for European property 🏠 In the Kyero Spanish Property Podcasts we chat to real people who recently purchased in Spain, and get inspiration and insider tips to help you find your dream home in the sunshine with confidence ...
Learn how to be a top producing Real Estate agent or if your interested in Buying and selling homes get tips and learn about what to expect during the home buying or selling process. Listen to tips from Brad Roth a top selling Real estate agent in Los Angeles California interview top agents in the country and interview vendors such as lenders, title & escrow companies as well as moving and storage. Anything to do with Real Estate. You can find at ALL Things Real Estate Podcast
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Don Williams - your professional Keller Williams Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Samson Properties - your professional Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Manny Gomes
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Hauer Real Estate Group - your professional Tacoma Real Estate Agents.
Home Buyer Tips, Home Seller Tips, Foreclosed Listings, FREE Resources, and so much more! Find lots of insider advice provided by expert Monte Mohr, who has over 25 years of real estate experience.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Ursula & Associates - your professional Woodstock Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Heller the Home Seller - your professional San Diego County Real Estate Agents.
Brought to you by The Mortgage Lab, Everything Mortgage covers everything you need to know about getting a mortgage, paying off a mortgage and buying property in New Zealand.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from --client brand-- - your professional --market-- Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Bob Sokoler - your professional Louisville Real Estate Agent.
Join Rob Golfi, Sales Representatives with ReMax Escarpment Realty, as he discusses real estate, offers advice and answers questions for the Golden Horseshoe (Hamilton, Niagara, Grimsby, St. Catharines, Burlington, Welland, Ancaster) and Toronto areas.
Looking for answers – Can I buy a home? When do I start planning? Feeling clueless? Where should a first time home buyer start? Right here: real info from a real expert. This is free advice for anyone thinking they want to buy a house someday from an industry "insider" with years of hands-on experience. David Sidoni, the #HowtoBuyaHomeGuy, gives you the playbook on the dos and don’ts of buying your first house; from planning for the big step a year or two out, right down to the nitty-gritty ...
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from House to Home Nashville - your professional Nashville Real Estate Agents.
Thomas Frank and Martin Boehme discuss productivity, personal finance, their weird llama obsession, and other interesting things. New episodes every other week.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Coldwell Banker Realty - your professional North San Diego County Real Estate Agents.
If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Teixeira Realty Group - your professional Mansfield Area Real Estate Agents.
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First-Time Home Buying & Selling

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Using Zillow and dealing with realtors (Buyers)
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I'm Josh Mattison, and in this episode we are going over using Zillow and dealing with realtors. As a residential real estate broker in AZ since 2005, I deal with other realtors all the time. When it comes to buying out of state properties, I need to search out properties and find realtors just like any other person. Which is why I created this epi…
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How to Buy a Home


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Ep 37 - How One Listener Used The Podcast To Buy His First AND Second Home In 2020
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It’s totally understandable for you to think like, “Who is this guy who keeps telling me what to do when buying my first house?” David Sidoni gets it; you need to hear about it from someone like you who has been there and done it. Well, aren’t you lucky for tuning in? Hear firsthand how listener Kyle bought not only his first home with the help of …
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The Golfi Real Estate Show

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Don't Get In The Way Of Your Kids Buying A Home | The Golfi Real Estate Show - Hamilton Edition (Jan. 16)
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On this week's Hamilton edition of The Golfi Real Estate Show, Rob Golfi, Phil Golfi and CHML host Rick Zamperin talk about how lockdowns affect late-night deals, why you shouldn't get in the way of your kids buying a home, multiple representation, if downsizing businesses will hurt real estate, and what things in a home are considered chattels (pe…
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Make Your Move Easier - Advice for People Selling or Buying a Home


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Episode 7 - Buying a Home - What You Need to Know about Due Diligence when Buying a Home in Georgia
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In the last episode, I mentioned that if you want to get a good house in Georgia, you need to move fast! Especially at the time of this recording when there are more people needing to buy houses than are willing to sell them. "But don’t worry," I said. "You’ve got a due diligence period in Georgia," I said. So what is a due diligence period? Why do…
Join Brian Dobbs and Sam Posten as they talk about titles in their collection that they now wonder why they spent actual money on.By Home Theater United
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Home Theater United Podcast


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All about amps with guest John Rice from Home Theater Forum
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Join hosts Brian and Sam as they welcome HTF super fan John Rice to discuss using Amps and Separates in your home theater. Why would you choose to go this route over an integrated receiver? What are good brands to choose in this space? How does a system like Audessey work with external amps? Can using separates save you dough when new features come…
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The Clark Howard Podcast


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1.26.21 Higher mortgage rates are coming; Medical tourism is rebounding in a big way
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Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do it sooner rather than later! Americans are getting back on board with medical tourism even though we're still in the middle of the Covid pandemic. If you are willing to travel, you can save big money…
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The Golfi Real Estate Show

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The Unexpected Craziness Of This Market. When Will It End? | The Golfi Real Estate Show - Niagara Edition (Jan. 23)
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On this week's Niagara edition of The Golfi Real Estate Show, Rob Golfi, Phil Golfi and iHeart radio host Tim Dennis talk about the unexpected market craziness that seems to continue week over week with no end, are you saving money by selling privately, and Rob gives advice on what to do when your house just isn't selling. DON’T FORGET TO FOLLOW US…
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The Golfi Real Estate Show

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Landlords Bending Over Backwards To Get Tenants | The Golfi Real Estate Show - Hamilton Edition (Jan. 23)
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On this week's Hamilton edition of The Golfi Real Estate Show, Rob Golfi, Phil Golfi and CHML host Rick Zamperin talk about the moving incentives Toronto landlords are offering because of the insane increase in vacancies, Bank of Canada's latest interest rate announcement, a bully offer that happened recently, five reasons your home isn't selling, …
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The Clark Howard Podcast


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1.25.21 Buy a used car with a 30-day return policy; Food delivery app fees are absurd and they hurt restaurants
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Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are reaping the rewards of being more consumer-friendly. Food delivery apps can cost you an additional 40%. Clark says that you should opt to order directly from your favorite restaurants and choose to pick …
One of the most asked questions Mark gets is should a client fix up their home to sell or not? Well, Mark is here today to answer that question so you can put more money in your pocket... Don't miss any episodes and keep learning about the home selling process with The Mark Moskowitz Team. Please remember to subscribe and share! You can find out mo…
Commonly, a home’s price will be run up in a multiple-bid situation. The seller is delighted at first but will run into problems when the appraiser comes into the house and assesses it at a lower price. We recently had a home that was appraised at $30,000 below the agreed-upon purchase price. How do we handle this kind of situation?The very first t…
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The Clark Howard Podcast


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1.22.21 Clark Stinks; How to avoid losing your FSA funds
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Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Clark talks about the new rules about how to avoid losing unused money that you've set aside in your FSA. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adcho…
Today’s market is red-hot and super-fast, and sellers hold nearly all the cards! Today we talk to the pros about how to have the best possible sale...aiming for the ultimate goal, of Maximum Profit, in the Minimum Time! From the home's condition, to its correct price point, to home staging...we'll explain how 2021 might be the Best Year Ever to Sel…
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buy spoon pipes online


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Shop and Buy Spoon Pipes Online from Seeds Finder
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Buy spoon pipes online from Seeds Finder at best prices with just few clicks from the comfort of home. Seeds Finder offers high quality and attractive spoon pipes online. To buy spoon pipes online visit Seeds Finder at https://seedsfinder.com/product-category/hand-pipes/spoon-pipes/By buy spoon pipes online
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The Clark Howard Podcast


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1.21.21 Free tax filing is open on the IRS website now; Getting paid to get vaccinated
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IRS free file is the place to go for most people who have an AGI of less than $72k. And you can file your 2020 tax return today if you want - although the IRS won't start processing returns until mid-February. Clark just got his first round of vaccine. Some employers are paying employees to get vaccinated. What started with Dollar General has now e…
Here are the three options you have if the appraisal comes in low.It’s difficult to believe we’re already this far into 2021, but all signs point to another seller’s market this year. With sellers continuing to benefit from low inventory, many buyers are paying way over asking price just to secure the home. However, what happens when the appraiser …
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Louisville Real Estate Show


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Louisville Real Estate Show and COVID-19 pandemic 1- 24 - 2021
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Information about the COVID-19 pandemic and it's effects on Louisville and Southern Indiana Real Estate. Lots of great information, loaded with Real Estate Questions and answers! What's happening to Real Estate? Buyer or Seller? Love Real Estate? You can listen to our latest Radio Show here! Stay up to date on Louisville, KY Real Estate. Also, chec…
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Secrets of the Top 100 Agents


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REB Business Empowerment Showcase: How agents can better embrace technology
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In 2021, it’s more important than ever that agents find solutions to enhance their work and create efficiencies. In this episode of the REB Business Empowerment Showcase podcast, host Grace Ormsby is joined by Dave Stewart, former agent and owner of Market Buy. Dave gives insight into his decision to kickstart an online offer management system, exp…
2021 is starting as hot as 2020 left off. Mark is back with what is happening in the market and how the Mark Moskowitz team can help you sell your home. Don't miss any episodes and keep learning about the home selling process with The Mark Moskowitz Team. Please remember to subscribe and share! You can find out more information and contact us here …
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The Clark Howard Podcast


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1.20.21 Annuity options will soon be available in your 401k; As streaming prices rise, how you can pay less
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Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as an option in your workplace retirement account. Streaming prices have skyrocketed in recent years! Clark talks about recent changes in the streaming space and how you can find stuff to watch without b…
Guest panelist: Ryan Brown from NAI Commercial Real Estate in Edmonton Email: rbrown@naiedmonton.comBy Brent Macintosh / Bryn Griffiths
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All Things Real Estate Podcast with Brad Roth


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Brad Interviews Lindsay Rose the Love Doc
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In This Episode brad interviews Lindsay Rose the Love Doc. Hear Lindsay talk about the different love languages and why it is so important in your business life to have the right love life.By Brad Roth/ Lindsay Rose
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The Clark Howard Podcast


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1.19.21 High shipping costs lead to generous return policies; Buy now & pay later grows in popularity
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Bigger retailers like Amazon and Walmart are letting customers keep less expensive items they are returning a whole lot more these days. That's because the cost of shipping has become prohibitive. The Australian trend of buying something and paying for it in installments is now happening regularly on US websites. Most of these companies don't even …
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The Golfi Real Estate Show

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Have Tastes In Housing Changed Since Being Quarantined | The Golfi Real Estate Show - Niagara Edition (Jan. 16)
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On this week's Niagara edition of The Golfi Real Estate Show, Rob Golfi, Phil Golfi and iHeart radio host Tim Dennis talk about whether the new state of emergency affects the real estate business, if tastes in housing have changed since being quarantined, stat comparison between this time last year to now, and what you can do to sell your home when…
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The Inforium


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Stop Talking Yourself Out of Trying New Things (Ep. 12)
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It's easy to have a big idea and get scared out of it. We talk about how we try to push through that and a few things you can try for your next project. This week’s episode is sponsored by: Skillshare: With thousands of courses in a wide range of different skills, Skillshare can help you take things to the next level. You can also get started with …
Having inspections done beforehand will alert you to any potential issues. Buying a home? Click here to perform a full home search Click here to search our new construction homes. Selling a home? Click here for a FREE Home Price Evaluation Check out and subscribe to my YouTube channel! Should you take the time and money to fix up your home before s…
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The Clark Howard Podcast


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1.18.21 How to file your taxes for FREE; The best online banks you should consider having an account with
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Clark discusses how most people can file their taxes without paying a dime. He also talks about how eligible Americans can get the earned income tax credit. Simple bank was an excellent online bank. But it's going away. So Clark talks about which online banks are worth considering if you're looking to move your money. Ask Clark topics include issue…
There are five hidden costs associated with buying and owning a home.There are more costs to buying and owning a home than just a monthly mortgage payment. Here are the five hidden costs of homeownership:1. Closing costs. When considering their home buying journey, people think about the down payment but forget about the transactional costs. The go…
You can stop meeting with every client and still maximize customer satisfaction.How can you stop meeting with every client but still maximize customer satisfaction? I get it—we can be control freaks, we have to do everything ourselves, and no one can do it better than us. I felt the same way for many years. Then a very wise consultant told me, “Dav…
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Kyero Spanish Property Podcasts


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Episode 87: Glyn, Who Purchased In Vera Playa
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After living in the U.K. for most of his life, property-lover Glyn decided to purchase a two bedroom, two bathroom penthouse apartment in Vera Playa, Spain. Glyn tells us all about his exciting move, what his criteria were, and how he managed to secure a huge saving on his property as a result of purchasing during the Covid-19 lockdown. For full sh…
Here’s why Stonoview is an exceptional place to buy new construction homes. Many people have been asking me lately about new construction and what my favorite neighborhoods are. There are plenty of excellent neighborhoods, but one that stands out where many of our clients have landed is Stonoview. Debbie Jones joins me today because she’s the exper…
In this episode I will go over exactly what the title says, out of state purchase tips. I will give you ideas for researching the location to find out what is important to you. Financing facts you will need to know. Plus my own checklist I am personally using as I am looking to purchase out of state which is why I created this episode. Special than…
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The Clark Howard Podcast


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1.15.21 Why some borrowers are missing out on student loan forgiveness; Clark Stinks
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Some borrowers aren't getting their student loans forgiven by the federal government because of confusing requirements. That is not ok. Clark talks about what the government should do to improve the process for borrowers and help them get their loans forgiven in a straightforward way. Christa and Joel share the Clark Stinks posted on the web and sh…
Today’s interest rates for home loans are opening doors like never before…making home ownership more accessible, and more affordable than ever. We’ll talk to experts about how you can harness the power of those rates, how to qualify for them, and once you do? How to write an offer that will win your dream home – even in a bidding war!…
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How to Buy a Home


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Ep 36 - Timing Your First Home Purchase With The End Of Your Lease
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Planning to buy your first home takes lots of planning around multiple variables. How does a first time home buyer know if they can make a purchase by the end of their current lease? David Sidoni, the How to Buy a Home Guy, answers this question in this episode. Don't make this decision on your own. Get the facts and the hacks on how to maximize yo…
Here’s what to know about the past and future of our market. What happened in our Portland area real estate market in 2020? What have we seen so far in 2021?I don’t have a crystal ball and I certainly couldn’t have predicted everything that happened last year. When COVID hit back in March, we thought the sky was falling. There were a record number …
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The Clark Howard Podcast


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1.14.21 The jobs recovery has stalled out; Clark's take on Bitcoin's volatile ride
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The newest jobs report was not looking very good as unemployment levels rose in December. Clark talks about how to navigate employment in the current economy. Also, the folks at Clark.com have updated the work from home guide which can help you find solid employers offering remote employment. Clark is not a fan of Bitcoin. And the recent volatility…
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Louisville Real Estate Show


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New Radio Louisville Real Estate Show and COVID-19 pandemic 1 - 17 - 2021
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Looking for Information about the COVID-19 pandemic and its effects on Louisville and Southern Indiana Real Estate. This is the place to come! Lots of great information, loaded with Real Estate Questions and answers! What's happening to Real Estate? Are you a Buyer or Seller? Love Real Estate? You can listen to our latest Radio Show here! Stay up t…
Debbie & Marla are back in episode 11 of Real Times In Real Estate. In today's episodes the ladies talk about a subject that has happened to all of us, when you have outgrown your home. Join the laughter and the fun on today's show and don't forget to check out their Youtube channel! Contact us here at www.debbiewong.com or find us on instagram @de…
This episode of Secrets of the Top 100 Agents sees Tim McKibbin join host Grace Ormsby for a special real estate update. The Real Estate Institute of New South Wales (REINSW) CEO shares candid insight into how the state’s professional body has been tackling COVID-19, reflects on the trials and tribulations of 2020, and provides some optimistic fore…
Email: dustin.moss@scotiabank.com Email: keith.crosland@scotiabank.comBy Brent Macintosh / Bryn Griffiths
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The Clark Howard Podcast


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1.13.21 How to get fewer annoying robocalls + The appliance shortage is still raging
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Robocalls are the worst! And it feels like we're getting bombarded with them more frequently now. Clark talks about how to curb those annoying calls to bring more zen back into your day. Many appliances still remain in short supply because of factory shutdowns due to Covid. That means that if you are in search of an appliance it'll be harder to fin…
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All Things Real Estate Podcast with Brad Roth


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Brad Interviews Nevada Real Estate Agent Dana Hampton
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In this episode Brad interviews a top producing agent in Las Vegas Nevada. Dana Hampton specializes in all of Nevada but really enjoys Summerlin, Henderson and all the surrounding areas. Dana shares her secrets to being a successful agent.By Brad Roth/Dana Hampton
If your 2021 goals relate to your home in any way, we’re ready to help. Looking for a San Diego home? Click here for a full home search Selling Your San Diego home? Get a free home price evaluation As we enter a new year, a lot of people are making plans and setting goals. Whether your goals involve owning an investment property, refinancing, buyin…
Here’s how we’re protecting our clients in this wild market of ours.With this market being so hot and houses selling so quickly, and for so much with so few protections, it brings a lot of fear for both the sellers and the buyers. We’ve done a lot of things over the last few months to try to cool that down for all of our clients—there’s a lot of wo…
If you’re selling, here are some financially efficient renovation tips. Want to buy a home? Search All Homes Want to sell your home? Receive a Home Value Report Unfortunately, home renovations don’t always bring a great return on investment; in most cases, you’ll actually lose money. For instance, if you do a major kitchen remodel, you can expect t…
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The Clark Howard Podcast


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1.12.21 The FAFSA gets simplified + Parental guilt causes financial insecurity by taking out PLUS loans
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There will be some major changes to the FAFSA for the upcoming school year and parents are going to be thankful for them. Clark talks about the elimination of the expected family contribution and what that means when you are applying for financial aid for your child. Parents are taking on way too much debt for their kid's higher education! PLUS loa…
Brian Dobbs and Sam Posten talk CES 2021 and interview HTF Reviewers Todd Erwin and Josh Steinberg.By Home Theater United with Brian Dobbs and Sam Posten
Here’s why right now might be the hottest our market is for sellers all year. Today we’ve got a jam-packed market update on all the latest goings on in Pierce County, Washington. In the month of December, the median sale price rose to $440,000. That’s a 5% increase year over year. This is great news for homeowners everywhere. As for our days on mar…