Houses For Sale In San Diego public
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Here’s why you should work with a mortgage broker instead of a big bank.Today we’re looking at the major differences between working with a mortgage broker and working with a direct lender or bank. When I say “bank,” I’m referring to banks like Wells Fargo, Chase, etc.The main advantage of working with a broker is that their hands aren’t tied like …
 
Here’s what’s happening with interest rates and why you should act soon.What’s happening with interest rates? That seems to be the hot topic of conversation everywhere I go these days. Rates did increase recently; they’re no longer in the low twos, but they’re still in the high twos and low threes, which are still excellent rates! If you’ve been on…
 
Here’s why demand is so high and supply is so low.If you’re struggling to find a home in the San Diego area, you’re not alone. Inventory has been overwhelmingly low, meaning that tons of buyers are competing over a small supply of properties. Many clients have been wondering why there are so few homes available, which is why we’re covering the top …
 
Here are three tips to help make your home purchase easier in this market.Looking to buy a home in 2020 but need to sell your current home first? You’re in luck; today I have three great tips on how to accomplish these dual transactions:1. Get pre-approved. Most homebuyers use financing in today’s market, but with the dip in interest rates, you’d b…
 
I have three good reasons you shouldn’t wait until spring to sell.Are you considering listing your home in the spring or summer? You may want to rethink that timeline because now is an excellent time to list your house for sale. Listing between January and March may help you beat out the competition for three reasons:1. Low competition. The competi…
 
Here are some important points to know about a reverse mortgage.Lately, I’ve been receiving a lot of phone calls and emails from clients who have questions regarding reverse mortgages: Are they safe? Should I get one? Do I even qualify? Due to all the intricacies of this topic, I’ve asked our team’s reverse mortgage specialist, Tim Baudis, to help …
 
Here’s how we’re helping our clients compete in this tough market.Are you looking to buy a home but frustrated by the intense competition in today’s market? Last year was a whirlwind, and the biggest thing on every buyer’s mind is how tough it was to compete. Everyone’s looking for that competitive edge to help them secure the home they want. Here …
 
Should you refinance now or wait for lower rates? Here’s my advice.With interest rates as low as they are, a lot of our clients have been reaching out to ask if they should refinance. These are the lowest rates that we’ve ever seen, with some of our clients locking in rates below 2%. We know that the Federal Reserve has gone on record saying they w…
 
This is how you can tap into the equity of your investment property.If you have an investment property whose equity you want to tap into, there are several ways to do so. The first is by using traditional financing, where you show your taxes, look at your Schedule E form, and see how much money the property is generating versus how much you’re maki…
 
Our market has seen an increase in buyer demand for a few reasons.The San Diego real estate market is hot, but where are all these buyers coming from? The majority of them are move-up buyers; that’s the main market today. People are moving out of townhomes and condos and looking for more space. We’re also seeing many people move here from comparati…
 
Our market is moving fast, but here’s why it may behoove buyers to act now.If you’re a potential homebuyer wondering whether it’s best to make a move before the calendar turns over or wait until spring 2021, here are three critical considerations to make:1. Interest rates are at historic lows. You’ve probably been seeing this in headlines for almos…
 
Here’s a look at the options available for today’s self-employed buyers.First, I wanted to give you a little advice if you have an investment property and you want to tap into that equity. You can always do so through traditional financing with a big bank, but there are other options. For example, there are equity-based programs where we look at th…
 
Low inventory, low rates, and a shift in demand are fueling our Q4 market.Our fourth quarter San Diego market is as hot as ever, and one of the main driving factors is our low inventory, which continues to push home appreciation upward. Right now, there are fewer than 4,000 homes available on the market, meaning we have only 1.6 to 1.8 months’ wort…
 
Here’s what you need to keep in mind when using various forms of credit.There are three main factors used to determine your credit score. The first and most obvious factor is your payment history; have you been paying what you owe on time? The second factor is the length of time you’ve had lines of credit open—the longer, the better. Lastly, there’…
 
Here’s how we’ve been ahead of the tech curve in the mortgage industry.Like pretty much every industry in this country, the mortgage industry has changed as a result of the COVID-19 pandemic. What will a post-pandemic mortgage industry look like?The first big change is that people aren’t able to walk into a bank or lender’s office and ask for a loa…
 
I recently had the pleasure of joining Rodrigo Ballon on an episode of “All About You” to talk about a variety of topics.Today I’ll show you a recent guest spot I did on the TV show “All About You” with host Rodrigo Ballon. In this wide-ranging interview, I talk about what motivated me in my real estate career, why there’s nowhere else I’d rather w…
 
Interest rates have been hard to predict, but here’s the latest news.There has been so much unpredictability with interest rates lately that it’s even hard for us real estate agents to keep track sometimes. However, there’s light at the end of the tunnel. Now that things are starting to return to a more normal state after the initial panic of the p…
 
We want to help you reach your real estate goals, even amid COVID-19.The world has changed so much in 2020. We’ve been checking on our friends, family, and clients to make sure you’re all doing well. During these conversations, we’ve been receiving many questions from you about the market, home prices, and more.Today I wanted to share how we can he…
 
Is mortgage forbearance the same as mortgage forgiveness? No, and here’s why.It’s clear COVID-19 isn’t going anywhere, and as we head further into the summer months, the nation is struggling with morale. However, I’m confident we will get through this together. My heart goes out to all of the families who have been affected either financially or ph…
 
You can still sell for top dollar amid COVID-19. Here’s how we do it.Can you still get top dollar for your home in today’s real estate market? Amid all the negative news lately, I’m sharing one of my recent clients’ success stories.One of the key things we’re seeing in this new state of the world is that marketing a house is more crucial than ever.…
 
I have some important news to share with future home sellers.One of the main concerns we’re hearing from sellers right now is the uncertainty of whether or not there are buyers out looking for homes. I’m here to tell you that buyers are definitely out looking in our market right now.Although things are operating a little differently than they were …
 
If you’re considering selling, here’s what you need to know.Are you considering selling your home and want to know how the real estate market is doing? Certain indicators demonstrate how the market is faring better than others, and today I’m sharing the ones you need to make the best decisions when selling.First, we tracked the new properties comin…
 
Now that the state is opening back up, lenders are getting back to work.Now that we’re into phase two of our state’s reopening, what does that mean for the lending world? In case you’re not aware, many lenders suspended their operations once the COVID-19 outbreak hit. Not only that, but they also added a lot of overlays to protect themselves becaus…
 
Todd Pianin joined me for a great discussion on the state of the mortgage market.Todd Pianin of Guaranteed Rate has joined me once again to talk about the state of our mortgage market. A lot of people have been asking us about the increased showing traffic and whether or not it has resulted in an increase in mortgage applications. According to Todd…
 
If you’re having trouble paying your mortgage during the pandemic, don’t seek out a forbearance before reading this.What is a forbearance? Put simply, a forbearance is an agreement in which your mortgage provider allows you to delay your payments for a certain period—but it’s not the same as mortgage forgiveness. For example, suppose you’re in the …
 
Buying a home during a pandemic is different than it normally is, but there are still opportunities out there to buy safely and successfully.Although the COVID-19 pandemic has negatively affected many different areas of our economy, there are still people out there buying and selling homes. Today we’re going to focus on what active buyers are exper…
 
COVID-19 has flipped our world upside down, but the real estate industry is resilient. Here’s how we’re helping sellers maximize opportunities.Are homes still selling during the COVID-19 pandemic? If you need to sell, how do you even go about doing so right now? Truthfully, the market is still moving along considerably well. We’re monitoring the ML…
 
Seth Arruda of Alta Vista Insurance joins me to talk about insurance options to consider when purchasing a home. I am joined by Seth Arruda to talk to you about looking for insurance in the middle of a real estate transaction. I have some tips and tricks which should help you win in the San Diego market.So, what things must a consumer know to make …
 
What’s going on in the lending world right now in San Diego? There are three main topics I’d like to go over, today. I’m joined today by special guest Todd Pianin of RPM Mortgage to talk about a few hot topics relating to mortgage lending and real estate in 2018.We’re focusing on three subjects, specifically. Tax reform. Right now, tax reform is a …
 
As you know, Valentine’s Day is coming up, so we wanted to help those of you who are still struggling to figure out what to do with a few recommendations.As far as restaurants go, Veladora over at Rancho Valencia, The Market in Del Mar, and Eddie V’s in La Jolla are a couple of our favorites.“To do something out of the box, consider going to a come…
 
Let’s take a look at the fall market and what we can expect for the rest of the year.I’m constantly asked if I think we’re in a buyer’s market or a seller’s market, but I actually think it’s a neutral market. What does that mean to you? If you’re a buyer, you benefit from interest rates still being super low. We’re seeing buyers get great deals on …
 
I’ve got some exciting news to report to you all today.We’ll be sharing our real estate expertise with you through our new video blog. We’re extremely excited about this and we want to be sure to include all of you. Here’s how it will work:Each month, we’ll send out two emails addressing trends in our local real estate market. We’ll also be sharing…
 
Are you confused about what type of condominium insurance you should purchase? Are you interested in buying a condo but have no idea how to insure it? Condos are insured differently than homes and there are multiple ways we see them show up. Today Seth Arruda of Alta Vista Insurance Agency and I will look at the top three ways we see condos insured…
 
Here’s a quick rundown of how the COVID-19 pandemic has impacted our market.What’s been happening in our market since the COVID-19 pandemic hit? There are a few key developments to know about.First, as I’m sure you’ve heard, the federal funds rate has been lowered, but this doesn’t necessarily translate into lower mortgage rates for mortgage holder…
 
I’m sharing your latest real estate market update for North San Diego County and why today’s market is not like that of 2007.I’m here with your monthly update covering the real estate market across North San Diego County. We all know that now is a bizarre time, and one of the most common questions I receive is about what’s going to happen to the re…
 
Here’s my recent conversation with Tawnie Vargas of Oakwood Escrow on the nature of changes to our respective industries.If you’re a potential buyer or seller or are in the middle of a real estate transaction right now, uncertainty lingers. The good news, however, is that the real estate business, with all of its associated industries, is still mov…
 
Here’s what the latest numbers tell us about the North San Diego real estate market.What’s going on in our North San Diego County real estate market? Today I’m sharing the latest data from the end of February, along with some thoughts on how the coronavirus is impacting the market. It is important to point out that this data is through February and…
 
Dr. Leah Helin has been helping patients for the last five years in Encinitas. We caught up with her to talk about how she does it.On this edition of “Everyday Encinitas,” we’re joined by Dr. Leah Helin, a sports chiropractor here in Encinitas. Her practices focus on evaluating her clients for movement, soft tissue, and custom chiropractic adjustme…
 
We’ve pinpointed the perfect day of the week for you to list your home for sale. Here’s what you need to know. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report When is the best time of the week to list your home for sale? Friday, Sunday or Wednesday? So, you are probably saying to yourself the weekend is when the bu…
 
I’m sharing four mistakes home sellers often make when selling their homes. Don’t do these four things!Today we’re discussing the four massive mistakes we see home sellers make when it comes time to sell their home:1. Assuming you will get top dollar. If you assume you will receive top dollar for your home because your neighbor did, this isn’t nece…
 
Thank you for letting us help you achieve your real estate goals.For today’s video, I want to thank you for continuing to support my team and me year after year as we grow in our real estate journey. For subscribing to our video blog and referring wonderful clients to us, we’re expressing our gratitude to you.I know there are a ton of options out t…
 
If you’re thinking of buying or selling a home, you need a professional, full-time agent by your side. Here’s why. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report There are approximately 22,000 to 30,000 licensed agents in San Diego county alone depending on which publication you believe. With that said, 90% are pa…
 
Coldwell Banker has just begun to offer an exciting program for home sellers that I can’t wait to tell you about. Learn more here.Home sellers: I’m excited to announce that Coldwell Banker has partnered with Home Advisor to offer an exciting program that will help you prepare your home for the market, maximize the value of the home, and defer any c…
 
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