show episodes
 
Are you looking to improve your family's financial wellness and create a life of true wealth and happiness? The Marriage, Kids and Money Podcast is dedicated to helping you do just that. Each week, Andy Hill interviews millionaire parents, couples who have reached financial independence, and financial industry experts like Chris Hogan, Paula Pant, JL Collins and Rachel Cruze (the daughter of Dave Ramsey). These interviews are meant to provide you with easy-to-understand information and actio ...
 
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show series
 
Julie is frustrated. She's making nearly $100,000 per year and can't seem to get ahead. After hearing lots of "work harder" advice online and not having enough hours in the day, she wants to give up. In this Best of MKM episode (2019), I do my best to help Julie move forward. Also, I'm throwing down another MKM Challenge! It's that time of year aga…
 
It's been over 10 years since our family jumped on the Dave Ramsey Baby Steps. Was it worth it? In this BEST OF BREAD & WINE episode, Nicole and I review both the pros and cons of the Dave Ramsey Baby Steps after hitting Baby Step 7. BREAD & WINE RESOURCES FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo code “MKMF…
 
For our 300th episode, I'm sharing my new and improved 10 Steps to Family Wealth and Happiness. This is all of the information I've gained from the last 5 years of producing this family empowering podcast. If you're new to the podcast, this is an excellent episode to start with. Enjoy! EPISODE RESOURCES Firstly: Smart budgeting tools and real-life …
 
The FIRE Movement is all about financial independence. Independence to do what you want and on your schedule. In this BEST OF BREAD & WINE episode, Nicole and I discuss finding the FIRE Movement personally, the elements we like and how we define FIRE for our family. BREAD & WINE RESOURCES FamZoo: Prepaid debit cards for kids and financial education…
 
Kevin has been working on paying off his mortgage for years but now he’s having second thoughts. Real estate investing sounds much more interesting to him now. Brennan Schlagbaum, the founder of Budgetdog, joins me to discuss how Kevin can find his motivation to earn his paid-off house (or use his money another way). On our Mortgage Free Family Seg…
 
We all know telling the truth is a smart move. But how honest do we need to be? In this episode of Bread & Wine, Nicole and I discuss being forthright with your supervisor, straightforward with your partner, and the results of that honesty. BREAD & WINE RESOURCES FamZoo: Prepaid debit cards for kids and financial education all in one! Use promo cod…
 
Chris Hutchins has accumulated over 10 million credit card rewards points. He’s used these points to travel first class with his wife and stay in luxury resorts around the world. Today, he shares how he’s done it and how you can get started in the world of travel hacking. EPISODE RESOURCES Firstly: Smart budgeting tools and real-life advice to get …
 
After posting a video about how we became millionaires in 10 years, a conversation about privilege came to the forefront. The video now has 1.6 million views and a boatload of comments about privilege vs hard work. In this episode of Bread & Wine, Nicole and I discuss privilege and if it played a role in our family's financial independence story. B…
 
Mike wants to know how best to use his Health Savings Account (HSA) after receiving some larger medical bills. Ashlee deSteiger discusses options for Mike's HSA investment strategy and how others can take advantage of Health Savings Accounts. Also, Bob Armour, CMO from M1 Finance, shares why investors should consider M1 Finance over Vanguard in our…
 
A lot of us are working toward something. A financial goal. A personal challenge. Overcoming a difficult career change. Will life be better when you reach your final destination? We discuss if the grass is greener on the other side or ... if it's just another shade of green after Nicole's recent career change. BREAD & WINE RESOURCES FamZoo: Prepaid…
 
Do you want to make a million with real estate? Dustin Heiner was able to quit his job at 37 after building up enough passive income through long-distance real estate investing. Check out his story and see how you can make a million in real estate. EPISODE RESOURCES Firstly: Smart budgeting tools and real-life advice to get you on the path to famil…
 
Are you looking to bring back intimacy in your marriage? Nick and Amy McKinlay, founders of The Ultimate Intimacy App, share couples can grow their intimacy together. We review the importance of communication, understanding your partner's love language, and how to get more (and better) sex. RESOURCES FamZoo: Prepaid debit cards for kids and financi…
 
Our savings rate has dropped from 50% to 10% over the past couple of years ... does that mean we're abandoning the FIRE Movement? I discuss this question after responding to a listener who feels our decreased savings feels like a departure from our financial goals in years past. Also, we hear from Mandy and Sean Senske about how they became million…
 
Nicole got a new job recently and she's so much happier. It is amazing how your life can change based on your job. Feeling valued at work is very important for a lot of us. Nicole isn't alone. According to a recent Gallup Poll, 48% of Americans are actively seeking new job opportunities. A big part of this search is their desire to feel valued and …
 
Are you ready to take back your time? Christy Wright shares the simple steps we can take to find life balance. We also discuss how your priorities can shift over time and why that's okay. As a young parent, this episode really hit home! EPISODE RESOURCES Firstly: Smart budgeting tools and real-life advice to get you on the path to family financial …
 
When some people think of big dreams, they think of big houses, fancy cars, or flashy wardrobes. But can big dreams be a lot simpler than that? Nicole and I explore this topic, share out thoughts and ideas from the Marriage Kids and Money community as well. RESOURCES MKM Newsletter: http://www.marriagekidsandmoney.com/freegift MKM Instagram: http:/…
 
Target Date Funds are rapidly surging in popularity lately. Investors are flocking to this “set it and forget it” retirement tool as an easy way to diversify their portfolio and eliminate the fees of working with a high-cost broker. But what are the pros and cons? I dive into my thoughts on the subject. Also, we answer a question about whether it m…
 
What classifies someone as a "sell-out"? Nicole and I explore whether either one of us has been a sell-out in the past. We also discuss what it actually means to be a sell-out. We all need money, but where's the line? RESOURCES MKM Newsletter: http://www.marriagekidsandmoney.com/freegift Sorry to Bother You (Movie): https://amzn.to/3uxJds2 MKM Inst…
 
College is not getting any cheaper. By some estimates, the cost of college is rising at a rate of 8% per year. To combat this rising cost of hiring education, parents and teens need to look to college scholarships. This is what Kristina Ellis did when she was in high school. Through hard work, dedication, and creating some systems that kept the pro…
 
After visiting friends in their beautiful updated homes lately, Nicole and I are feeling a little discontentment. We are a bit envious of their awesome abodes. But is that natural? Is contentment something we can talk about but never fully become? In this "BEST OF BREAD & WINE" episode from December 2020, Nicole and I explore this topic together an…
 
Caitlin wants to know if she should invest or buy a house. This is a tough decision that a lot of people grapple with especially as they become debt-free. Marcus Garrett, Financial Expert and Author of D.E.B.T. Free or Die Trying, shares some advice for Caitlin and why this decision doesn't have to be one or the other. Also, we're back with our Mor…
 
After reading "Die With Zero" by Bill Perkins, I feel like a changed man. I've gone from super saver for the last decade of my life to now maximize my life experiences as much as possible. Nicole and I discuss why I enjoyed the book so much and how she feels about the ideas in Die with Zero. The time for us to maximize our life experiences is upon …
 
How’s your “Digital Wellness” these days? As a parent, this is something I’m working on constantly. But as someone who is quite often "connected", it's difficult to find a balance that works for me as a father, husband, and small business owner. Author Mark Ostach joins me today to share how we can live with phones, laptops, and all of our other de…
 
If you get advice from your financial advisor and you don't agree, should you follow it anyway? After all, they probably have more education and experience than you. But in the end, aren't your motivations and goals more important? Nicole and I explore this topic after receiving a note from a listener about them disagreeing with the advice they rec…
 
Our family has reached Coast FIRE! After saving and investing over $500,000 before our 40th birthdays, we are pumping the breaks on investing for retirement and focusing on other goals in our lives. Find out how we did it and what those goals are in today's episode. Also, for our Be the Change segment, Ed Grocholski from Junior Achievement shares w…
 
Are you feeling like you're simply reacting to the moment right in front of your face? Yeah, we've been there (and still catch ourselves doing it). It's in our nature evidently. But how can we get out of reaction mode and into planning mode? Nicole and I explore how we've improved as parents and what we're doing to continue that improvement by thin…
 
What would it be like to win $1.2 million in Vegas? Life-changing, yes, but for good or bad? Adam & Danielle Silverstein, from the Marriage & Martinis Podcast, share how this windfall affected their marriage. They also share advice for other couples looking to communicate around finances in their relationship. SHOW RESOURCES Tello: http://www.marri…
 
The 5 Love Languages by Gary Chapman is a book that has really helped our marriage. The concept may be simple, but it can be difficult to remember when you're in the midst of work, busy young parenting, and global pandemics. When we do remember to love each other the way we like to be loved, our relationship truly grows. Nicole and I discuss what o…
 
1 in 3 Americans has a side hustle in 2021. This number has grown significantly over the recent years. So ... why the growth? What is the attraction to the side hustle? To help us answer this question and to discuss the benefits of a side hustle, I’ve invited Daniella Flores to the show today. Also known as the Side Hustle Queen, Daniella is the cr…
 
This past week, we received a lot of negative feedback for paying off our mortgage early. We're very happy with our decision and realize it's not for everyone. But we have to ask ... are we wrong for paying off our mortgage? What do you think? SHOW RESOURCES Firstly: http://www.marriagekidsandmoney.com/firstly…
 
Yolanda wants to pay extra toward her mortgage but she’s not sure if she’s doing it correctly. Holden Lewis, a Mortgage Expert from NerdWallet, joins me to help her out. We discuss how to ensure your extra mortgage payments are going toward the principal and how refinancing your mortgage may fit into the picture. Also, we hear how Mike Kenny, from …
 
Want to become a millionaire? Jeremy Schneider from Personal Finance Club thinks index funds are a great place to start with your investing journey. Here’s how to invest simply and effectively today. RESOURCES Tello: http://www.marriagekidsandmoney.com/tello Firstly: http://www.marriagekidsandmoney.com/firstly Personal Finance Club: http://www.pers…
 
Do you think "living on a budget" feels like a life of restriction? Nicole and I discuss our history with budgeting over our 10-year marriage. We share our feelings on the term "living on a budget", our pros and cons of budgeting, and our takeaways for couples considering their first budget. SHOW RESOURCES Firstly: http://www.marriagekidsandmoney.c…
 
With the “Great Resignation” in full swing, Tori Dunlap shares how to we can make the decision whether to return to work or start a business. She shares her personal experience after leaving her career to become a business owner. RESOURCES Tello: http://www.marriagekidsandmoney.com/tello Firstly: http://www.marriagekidsandmoney.com/firstly Her Firs…
 
Are you considering working with your spouse? Depending on how things are arranged, this could either be a great way to connect more or a complete disaster! Nicole and I discuss the pros and cons of working together over the past year. We explore ways for our working relationship to improve so we can have a happy marriage too. SHOW RESOURCES Firstl…
 
Brian Preston from The Money Guy Show cautions young investors not to pay off the mortgage too early. Here’s why he feels passionate about not rushing to have that paid-off house. SHOW RESOURCES Tello: http://www.marriagekidsandmoney.com/tello Firstly: http://www.marriagekidsandmoney.com/firstly The Money Guy Show: https://www.moneyguy.com/…
 
With the cost of college rising and rising year over year, as parents, we have to ask ourselves "Is college worth it?" Nicole and I debate the topic and discuss our college plans for our children. We have some excellent contributions from the live stream audience and we share some collective takeaways on the "college vs. no college" debate. SHOW RE…
 
Are you interested in learning about investing? One of the best ways that I've grown my knowledge about the stock market and investing is through a good book. Today, I'm sharing 10 books that helped me become a better investor and ones that I’d suggest to you as you discovering more about investing. Also, we hear from Rishi Vamdatt of Easy Peasy Fi…
 
Would you want to receive an inheritance from your parents? At first glance, the answer might be "hell yeah"! Nicole and I dive deeper into the subject and discuss the ramifications of getting money after Mom and Dad pass away. We discuss the pros and cons of getting an inheritance from parents and what we want to do with our kids. SHOW RESOURCES T…
 
Nicole and I have seen some tough days in our relationship. There's been yelling, name-calling, and even marriage counseling. We’ve also had excellent days where we’ve felt appreciated, loved, and thrilled that we’ve chosen to be with each other. So the big question is … How do we get more excellent days in our marriages? Our guests today have a co…
 
In a relationship, there can be certain things that bother us about our partners. Should we try to change them? Or love them just the way they are? Nicole and I discuss a recent marriage fight we had about this very topic. We share what the argument was and our thoughts on if you should change your spouse or not. SHOW RESOURCES Firstly: http://www.…
 
Sam Dogen from Financial Samurai shares how he was able to build up enough passive income to earn over $200,000 per year. As a young father, he appreciates the opportunity to be there for his young family while still being able to provide a good life in San Francisco. This is a "BEST OF MKM" episode from January 2020! Currently our most downloaded …
 
In post-pandemic life, do you feel like you're constantly pressed for time? Lately, we're feeling like time is the new currency. Nicole and I discuss how trying to do it all has been difficult and unhealthy for us both. We discuss some takeaways on how we're trying to improve. Part of that improvement is realizing that time, just like money, is a f…
 
In this wild real estate market, house hacking has become a popular way to lower your cost of living and take advantage of the appreciating asset of real estate. But what is house hacking? How does it work? Well, our guests today are here to help us learn more. Ali & Josh are the married couple and financial educators behind The FI Couple, a platfo…
 
Taylor & Scott Rieckens started a very public journey towards FIRE (Financial Independence Retire Early) a few years ago. They developed a documentary entitled "Playing with FIRE" that received high praise from publications like the US News calling it one of the "Top 10 Best Finance Movies of the Decade". Nicole and I wanted to check in with these …
 
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