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South Africa has fallen deeper into junk territory after Moody’s Investors Service joined Fitch Ratings in lowering the country’s credit ratings. Former Absa CEO Maria Ramos and her husband, former finance minister Trevor Manuel, have been named among former officials and spouses who are flying around the country at a cost of millions of rands to the taxpayer. The FSCA has published a draft declaration defining and regulating crypto assets as financial products in South Africa.