EP142: 6 Steps to Creating a Budget with Irregular Income


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Do you get paid a little differently each month?

Maybe you are an entrepreneur, a real estate agent, in sales, or you you're a self-employed independent contractor.

If this is you, you need to learn how to budget with irregular income.

This week on the show, I am going to walk you through the 6 steps to irregular income budgeting.

This is the same system I have used in my own business when setting up a monthly budget based on fluctuating income.

Step 1: Find Your 90 Day Average Income

Step 2: Determine Your Take-Home Pay Based on Gross Income

Step 3: Open Separate Checking Account (Separate Bank)

Step 4: Choose Your Paydays

Step 5: Enter Monthly Take-Home Pay Into Budget

Step 6: Readjust Every Month Based on Last 90 Days

Once you've listened to all 6 steps, head on over to https://www.moneypeach.com/session142 to get the free budget templates I mention inside the episode.

or you can simply

Grab Free Budget Templates Here


Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!


Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.

If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.

174 episodes