show episodes
 
Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.
 
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Jake Of All Trades

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Jake Of All Trades

Jake Rivas: Financial Advisor To Millennials

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Every week Jake Rivas, Financial Advisor To Millennials, will hit the streets, coffee shops, and restaurants to get raw feedback from YOU about the real financial obstacles you are facing today. Jake will help you take the guesswork out of managing your money choices while curating and sharing the best advice and insights into making smart money choices. Jakes Two Cents will help you navigate credit, financial debt, saving for the future, student loans, mortgages, travel, money, lifestyle, a ...
 
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show series
 
On previous shows Jake and Kirk discussed the phenomenon of Americans paying down their credit card debt. By May of 2022 much of that has been wiped out. Worse, as interest rates are rising, this will effect your current credit cards, and now many Americans are in danger of worsening their financial situation. On this episode Jake and Kirk discuss …
 
The Federal Reserve realized they messed up: Inflation wasn’t only a temporary setback brought about by the pandemic. Monetary policy was left too loose for too long, and now it’s led to the worst inflation in 40 years. This is painful for businesses of all types, big and small—including student loan companies. Many of them have no choice but to pi…
 
Jennifer J. "Yay" Hammond joins the Student Loan podcast to share her inspiring story. Not only did Jennifer pay off all of her student loans with one real estate flip, that wasn't even her original gameplan after graduating from college. If you've ever been unsure if you are heading on the right path and if you'll ever pay off your student student…
 
Senior student loan advisor Lauryn Williams, CFP®, CSLP®, sits down with one of SLP’s newest student loan advisors, James Mwombela, CFP®, to discuss the racial wealth divide and how it has impacted Black Americans’ ability to create wealth. The basis for today’s conversation is a Wall Street Journal article written in August 2021 titled “College Wa…
 
Although Jake and Kirk make no guarantees about the future, one would be wise to recognize a recession is a likely near-term scenario. So what does one do to prepare for a recession? What decisions might change? Jake and Kirk discuss this and more. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFil…
 
I’m breaking down all the fluid elements swirling and often confusing even the most knowledgeable student loan loan experts. There’s just so much going on – and the U.S. Department of Education may or may not be concealing a backdoor form of relief via their complex waiver programs. What will happen if cancellation occurs? It’s not clear, but it’s …
 
Rapper Dee-1 (@dee1music), David Augustine Jr., is a socially conscious rapper, entrepreneur, and podcaster inspiring millions on a journey to empowerment. His commitment to spreading positivity and financial inclusion led him to become the first rapper in Louisiana history to be appointed by the governor. In 2016, Dee-1 released a hit song, "I Fin…
 
There are tons of amazing tips and tricks and principles in the self help world of personal finance. We at Jake of All Trades hope that we can help you learn some of these. But sometimes, as in the case with the current inflation, personal finance tips may not be sufficient to overcome your current issues. What then? What can we do and what should …
 
Vastly underreported in the media, the IDR waiver is currently being portrayed as an option for tens of thousands who are eligible for PSLF or income-driven repayment. Join me as I discuss this once-in-a-lifetime opportunity, and how I see this as a way to help millions get forgiveness. Listen in as I break down all you need to know about the IDR w…
 
Today Jake and Kirk apply mindfulness techniques to money management. Be prepared for a more pleasant sounding Kirk and Jake. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing your fin…
 
The temporary PSLF waiver is an amazing opportunity that offers expanded loan forgiveness for a limited time. Learn how you can use your knowledge of this once-in-a-lifetime program to help your friends get forgiveness on their loans before the October 31, 2022, deadline. Plus, I’m answering listener questions to clarify some points of the PSLF wai…
 
With the student loan pause, it’s likely that many of you haven’t made a payment in quite some time. So, how does repayment work when you’re fresh out of school? What do you need to know before starting to pay off your student loans? Join us, Lauryn Williams, CFP®, CSLP®, and Dan Rooker, CFP®, CSLP®, as we talk about the basics of student loan repa…
 
There are no guarantees when it comes to the future of federal student loans, but there are some clear data points and indicators — and I’m sharing my views on what will happen next. I’ll take questions from listeners and deconstruct several scenarios that could impact student loan repayment as we head into midterm election season. Between the poli…
 
The great resignation is still underway. Everywhere we look are “hiring” signs. People continue to quit their jobs for a more free-lance lifestyle. But how can you do it? Should you do it? When should you consider quitting your job and when should you stick it out? Also, what financial steps should you consider when quitting your job? Jake & Kirk d…
 
Horror stories about out-of-control college debt are familiar to most of us, but there is a flip side to consider. Shying away from student loans can prove short-sighted, especially if it costs you the ability to focus on studies, network with classmates and pursue career enrichment opportunities. The trick is enlisting the right loans for the righ…
 
One joy of traveling is to spend time experiencing the world with people you love. That can be family and friends. On this episode Jake and Kirk discuss some strategies to make sure you stay friends while traveling! It can sometimes be tricky and it may require an uncomfortable conversation or two, but it will be worth it. *“Tax preparation, planni…
 
The loan servicing structure needs to be fixed, but how and why? Join me as I welcome Bobby Matson, CEO and Founder of Payitoff, to talk about why the state of the student loan serving industry is broken and how we might be able to mend it. Without getting overly cynical, we shed light on the incentive structure of student loan servicers, the probl…
 
Do you have kids or are you thinking of having kids? Want to know how you can help your children avoid the student loan mess you’ve had to deal with? Join me and Mary Morris, CEO of Virginia529, as we talk about the benefits of a 529 plan and how to set up a tax advantage education savings plan for your children, even if they don’t exist yet. In to…
 
Should a male who prefers to wear dresses and make-up put on a suit and tie in order to ask for a loan? There are biases that still persist, particularly in the financial realm. On today’s show Jake and Kirk discuss some of the continuing challenges for LGBTQ community, and what individuals in that community can do about it. *“Tax preparation, plan…
 
Daphné Vanessa and Shamil Rodriguez were invited to join "KMOJ's Community Viewpoint" and share the vast reality of the student loan debt crises and how StartNoo can help in its own way. KMOJ 88.9 FM has been on air since 1976 and continues its legacy as a community-oriented station located in Minneapolis, Minnesota. This segment on KMOJ is the sta…
 
Lauryn Williams, CFP®, CSLP®, welcomes Student Loan Planner’s newest consultants, Sim Terwilliger, CFP®, CSLP®, and James Mwombela, CFP®. Strap in as we get to know Sim and James. The two share their authentic journeys, what motivated them to enter the financial industry, their serendipitous paths to joining SLP, and what they’re looking forward to…
 
End of life planning is never an easy topic. However, it is an important one. On this show Jake and Kirk discuss some of the unique difficulties being in a same sex relationship can add to this question. They are solvable problems, but ones that need to be addressed. *“Tax preparation, planning, IRS representation, and business valuation services o…
 
Senior consultant Rob Bertman, CFA, CFP® joins me to discuss recent developments related to interest rate policy at the heels of Russia’s invasion of Ukraine. We also cover the impact of subsequent decisions to be made by the Biden administration in the coming months on interest rate policy. In today’s episode, you'll find out: What to expect from …
 
As Cryptocurrency grows, so do the scams. On this show Jake and Kirk discuss some common ways people have been scammed with Crypto. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonwealth.” Have questions about managing yo…
 
Do you ever wonder why the prices of graduate programs have gone up so drastically over the last few decades? Do you want to know what the TRUE cost of your graduate degree is? Join me as I talk about why the cost of graduate school hasn’t gone up as much as you think it has. In today’s episode, you'll find out: How competition impacts the cost of …
 
Jake and Kirk get heavy with this one as we discuss discrimination. They don’t focus solely on LGBTQ+. There is an exploration of the strategies that hinder marginalized groups from attaining long term and sustained financial success. You won’t want to miss this one. *“Tax preparation, planning, IRS representation, and business valuation services o…
 
Leah Guy, author, inspirational speaker and podcaster, invited us to join her show, The Modern Sage Podcast. We discussed the power of giving and receiving. The importance of community and connection. We shared our story about StartNoo and why we decided to start a social enterprise to tackle student loan debt. Visit the show notes for all the extr…
 
Meagan Landress, CSLP®, and Dan Rooker, CFP®, CSLP®, sit down to discuss common student loan scams. They also share why the Income-Contingent Repayment (ICR) plan might just be a great option to consider for borrowers looking to take advantage of the limited PSLF Waiver opportunity. In today’s episode, you'll find out: Why you should check the Stud…
 
This question is posed in economic terms. In this discussion, Jake and Kirk talk about the rising inflation and how many of us are spending an extra $276 per month, according to one study. We also discuss Millenials and how the US economy during their lifetime has been the worst in terms of growth and opportunities for what is now being called the …
 
Dr. David Russak, creator of MoneyMobilizer.com, joins the student loan podcast to share how he paid off more than $350k in student loan debt. David is a full-time practicing physical therapist who personally understands the hard word and discpline it takes to pay off student loans. David doesn't just gloss over his experience but shares what he wi…
 
With tax season upon us, I’m sitting down with consultant Lauryn Williams CFP®, CSLP®, to discuss a number of common concerns by both employees and business owners. We cover everything from saving money on taxes in general to what to consider when seeking IBR recertification, all the way to taking advantage of pre-tax accounts. In today’s episode, …
 
Have you ever had to call the IRS? Well if you have to do so in 2022 be prepared for unprecedented delays. Jake and Kirk will discuss the causes of these delays (and Kirk’s usual solution) but also some ways to prepare for these delays. This is particularly important if you are expecting a tax return at a specific time. *“Tax preparation, planning,…
 
Alli Williams, founder of FinanciALLIfocused.com, joins the Student Loan Podcast to share her personal experience of paying off over $100k in student loan debt! Alli shares what is was like to decide to go into marriage knowing that she would be helping her husband pay off his student loans. Luckily, Alli and her husband did a tremendous job of pay…
 
Most people have a love-hate relationship with student loans. I’m diving into five reasons why student loans are absolutely worth it. And yes, it’s true: There are unique situations in which they may not be worth the plunge. But I’ll make the case that, for the majority of folks, student loans may just turn out to be one of the best investments the…
 
Join Jake and Kirk in taking this financial fitness test. They will explain the test as they go and give you their thoughts on the conclusions. You will be able to take the quiz just by listening, though it helps to have a piece of paper. As always drive safe of course! Here is the quiz: https://apple.news/AvuItoFZTTSOJqLt_8rkX8Q *“Tax preparation,…
 
Dr. Paolo Varquez joins The Student Loan Podcast to share his personal journey with student loans and how he paid off over $75,000 in student loans in under 2 years. Dr. Varquez does a great job of getting straight to the point of how to pay off your student loans and what to consider if you decide to go ahead and take out student loans. In today's…
 
Lauryn Williams, CFP®, CSLP®, sits down with fellow consultant Meagan Landress, CSLP®, to talk in detail about student loan recertification and PSLF waivers. If you’re worried about self-reporting or recertifying your income and how this whole process works when you’re on an income-driven plan, this is the episode for you! In today’s episode, you'l…
 
On this episode Jake and Kirk discuss a recent CNBC article with 21 very interesting rules about money and investment. Some of these rules are unique and very helpful pieces of advice, while others Jake and Kirk disagree with. Tune in and give us your thoughts on these money rules. Here is the article: https://www.cnbc.com/2022/01/05/harvard-traine…
 
The major news this week is Navient’s $1.85 billion settlement, which involved 40 state attorneys general. I’ll give you the rundown of the settlement, what it means and answer the biggest question borrowers want to know: Can you get money from this settlement? In today’s episode, you'll find out: What is borrower defense to repayment and why you s…
 
As usual the answer isn’t simply that you have money for a downpayment. There are many factors you should consider when thinking about buying a home. As it happens, Kirk is contemplating buying a home in Austin, but he is uncertain given the market. You’ll enjoy this conversation applying different financial principles to this big question. *“Tax p…
 
Break out your apocalypse gear because a disaster is coming! Just kidding, we’re trying to keep things light and optimistic here, but it’s difficult when there are so many PSLF challenges people with student loans are still facing. Join me as I discuss the upcoming Public Service Loan Forgiveness (PSLF) problem of 2022 and how you can ultimately ov…
 
Glen Dunzweiler joins the student loan podcast to share why life is more than student loans. With the New Year well under way, Glen will help you get your mindset on track to accomplish your goals of paying off your student loans and also living the life you want. Glen wants students to succeed! After teaching at universities for eleven years and s…
 
Jake and Kirk have discussed the increasing amount of Americans saving. They are also paying down their debt more than in the past. Does this indicate the economy is on good footing? What are the psychological reasons people are saving and what are some of the problems with this mentality. Jake and Kirk will be talking about the fear that drives mu…
 
We can’t control the pandemic or public policy, but we can control our actions to dramatically increase our net worth. I’m going to show you and your family a wealth of options for your wealth. Achieving a six-figure net worth seems like a daunting task, especially when you’re saddled with student debt. However, I’ll prove in this episode that your…
 
On this episode Jake and Kirk discuss a financial blog post about unique ways to think about money. Are the popular ways of “rethinking” money really that new and unique? What can we learn from the various ways people think about money, both typical and contrary? Tune in for a lively discussion!Here is the blog discussed: ​​https://contrarianliving…
 
It’s 2022, and there’s no better year to kickstart your journey to financial independence! One of the keys to making this a reality is a solid investment strategy alongside your student loan strategy. After two years of living in a culture of fear, people are craving for freedom—for autonomy and choice. This could be the year you finally get a tast…
 
Having six figures of student debt to pay off can often make you feel like you’re in bad shape, and for good reason. But as SLP consultants Rob Bertman, CFA, CFP®, and Lauryn Williams, CFP®, CSLP®, explain, you may be doing better than you think. Listen in for a positive, upbeat message and learn how to change your paradigm around your student loan…
 
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