Ep 3: The Five Pillars – Investment Planning


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By Jammie Avila. Discovered by Player FM and our community — copyright is owned by the publisher, not Player FM, and audio is streamed directly from their servers. Hit the Subscribe button to track updates in Player FM, or paste the feed URL into other podcast apps.

Our Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the second pillar in our process: investment planning. What can you do with the remaining assets after your income plan is in place?

Show Notes, Contact & Resources:



1:36 – Once the income plan is established, what do we do with leftover funds?

2:39 – The income plan revolves around

3:22 – Finding tax efficiencies

4:42 – Benefits of a REIT

6:35 – How the Tax Reform Act helps even more.

8:40 – The other asset classes we utilize with clients.

10:35 – Structured notes issued by a-rated banks.

11:51 – There’s 10 to 11 asset classes we’ll balance in a portfolio. Here’s how we come up with that formula.

14:26 – A lot of people don’t know what kind of risk they’re taking on in their investments.

15:28 – Another software program we utilize

18:20 – Investors are concerned about fees and we try to design portfolios with that in mind.

19:48 – What we mean by ‘dry powder.’

22:13 – Why active management can be a big benefit.

23:01 – An example of a client we helped with investment planning during the COVID pandemic.

13 episodes